Optional Retirement Plan for Political Appointees: Retirement Solutions Made Simple

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Contribution Amount

ORPPA Plan 1: Your employer contributes 10.4 percent of your creditable compensation each pay date.
ORPPA Plan 2: Your employer contributes 8.5 percent of your creditable compensation each pay date; you pay an additional pre-tax contribution of 5 percent of compensation.

You are immediately vested in the plan, which means the full account balance (employer and employee contributions plus any earnings) is available to you when you terminate employment.

Investment Options

The plan offers a variety of investment options — from pre-mixed target date portfolios to a menu of options across asset classes — to construct your investment portfolio. Additionally, the plan offers a Self-Directed Brokerage Account (SDBA) for an additional fee. Publicly traded mutual funds, exchange-traded funds (ETFs) and individual securities are offered through the SDBA. You must have $2,500 in the core investments before investing in the SDBA.

Find out more about investment options or call toll-free 877-327-5261. If you have any questions about your brokerage account, please contact Charles Schwab at 1-888-393-7272, Monday through Friday, 8 am to 7:30 pm, excluding market holidays. Please consider the investment objectives, risks, fees and expenses carefully before investing.

Charles Schwab & Co., Inc. and MissionSquare Retirement are not affiliated and are not responsible for the products and services provided by the other. Schwab Personal Choice Retirement Account® (PCRA) is offered through Charles Schwab & Co., Inc. (Member SIPC), the registered broker/dealer, which also provides other brokerage and custody services to its customers.

Investment Option Changes

You can make changes to your account online or by calling toll-free 877-327-5261.

  • Move all or a portion of your existing balances between investment options (subject to plan rules).
  • Change how your future contributions are invested.
Account Access
Defined Contribution Log-in: