Contribution Amount

ORPPA Plan 1: Your employer contributes 10.4 percent of your creditable compensation each pay date.
ORPPA Plan 2: Your employer contributes 8.5 percent of your creditable compensation each pay date; you pay an additional pre-tax contribution of 5 percent of compensation.

You are immediately vested in the plan, which means the full account balance (employer and employee contributions plus any earnings) is available to you when you terminate employment.

Investment Options

The plan offers a variety of investment options — from pre-mixed target date portfolios to a menu of options across asset classes — to construct your investment portfolio. Additionally, the plan offers a Self-Directed Brokerage Account (SDBA) for an additional fee. Publicly traded mutual funds, exchange-traded funds (ETFs) and individual securities are offered through the SDBA. You must have $2,500 in the core investments before investing in the SDBA.

Find out more about investment options or call toll-free 877-327-5261. For information about the SDBA, contact TD Ameritrade at 866-766-4015. Please consider the investment objectives, risks, fees and expenses carefully before investing.

MissionSquare Retirement and TD Ameritrade are separate, unaffiliated companies and not responsible for each other's services or policies. Brokerage services are provided by TD Ameritrade, Inc., a registered broker-dealer and member of FINRA/SIPC/NFA. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and Toronto-Dominion Bank. Used with permission.

Investment Option Changes

You can make changes to your account online or by calling toll-free 877-327-5261.

• Move all or a portion of your existing balances between investment options (subject to plan rules).
• Change how your future contributions are invested.